General Information

Dry Ground Investments (“Dry Ground,” “we,” or “our”) operates the website www.drygroundinvestments.com (the “Site”), through which we provide general information about our real estate investment philosophy and private lending opportunities. Nothing on this Site constitutes an offer to sell, or a solicitation of an offer to buy, any securities or other investments. Any such offers will be made exclusively through confidential offering documents and only to individuals who satisfy applicable investor suitability standards.

Expressions of interest made through this Site are non-binding and subject to withdrawal without obligation. No investment commitments will be accepted unless and until:

1. The prospective investor is verified as an Accredited Investor, as defined by Rule 501 of Regulation D under the Securities Act of 1933, as amended (the “Securities Act”)

Dry Ground’s private offerings are made pursuant to an exemption from registration under the Securities Act and applicable state securities laws. These securities are not registered with the Securities and Exchange Commission (“SEC”) or any state authority and are subject to legal restrictions on transfer and resale. Any representation to the contrary is unlawful.

Investment Suitability

Investment opportunities presented by Dry Ground are only suitable for Accredited Investors who understand and are willing to accept the high level of risk involved in private real estate investments. These investments are speculative, illiquid, and intended for long-term investors who can afford to lose their entire investment. Investors should consider their individual financial situation, tax exposure, and investment goals before investing.

Nothing on this Site, or communicated in any form by Dry Ground or its affiliates, should be construed as legal, tax, or investment advice. Prospective investors are strongly encouraged to consult their own financial advisors, attorneys, and accountants before making any investment decision.

Dry Ground Investments is not a registered investment advisor, broker-dealer, or financial planner, and does not offer personalized investment advice or portfolio management services.

Performance & Projections Disclaimer

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Any examples, anticipated returns, or projections provided by Dry Ground—whether on the Site or in any communications—are for informational purposes only, are hypothetical in nature, and do not reflect actual performance of any specific investment. There can be no assurance that actual results will match any projections.

Expected or hypothetical returns are based on assumptions that may not materialize, and investors may experience materially different results—including potential losses. These projections do not account for taxes, changing market conditions, or shifts in borrower creditworthiness, and do not guarantee any level of return or principal repayment.

Real Estate Risks

Please be aware that:

• Real estate investments are inherently risky, volatile, and illiquid.
• Local and national real estate markets are affected by economic, political, and regulatory changes.
• Market conditions can impact cash flow, resale value, or borrower performance.
• Properties used as collateral may decrease in value, and loans secured by such properties may result in losses if foreclosed or resold at a lower value.
• Even when opportunities are described as “secured” or “backed by real estate,” there is no guarantee of return or protection against loss.

No Offer or Advice

Accessing or using this Site does not constitute an offer, commitment, or recommendation to invest. The content is provided for general educational and reference purposes only. Any investment in Dry Ground’s offerings will only be made through Offering Materials provided directly to verified Accredited Investors.

Questions?

To learn more about our offerings and accreditation process, please contact us.